What is Loan Pre-Approval, and Does it Matter?
Entering the housing market can feel intimidating. Buying a home is a huge investment, the market has been red hot for the past couple of years, and if it’s your first time buying a home, you have to learn a whole new set of terms. Mortgages, principals, due diligence, earnest money, pre-approval—the list goes on. […]
The Closing Process – Start to Finish
CONGRATULATIONS! You are under contract to purchase real property. You may ask yourself, “What comes next?” Below, we have outlined how the closing process works on the backend of escrow, beginning to end. Step 1: You or your Realtor sends us the Purchase Contract to setup the file. The best email to use for sending new […]
All About the Earnest Money Process in our office –
Automated notifications when funds are deposited into our trust account and posted to the closing file (and signed EMD acknowledgement for your records). As we receive Earnest Money Deposits (EMD), funds are posted to our software, in a specific ledger that we have created just for your closing! Receiving EMD is considered a “milestone” for […]
Schedule Your Closing Online!
Schedule your closing online at We have 4 convenient office locations for local closings. Matthews, Gastonia, Huntersville, and South Charlotte For more info about our office locations, please check out here: https://24hourclose.com/offices New – Remote Online Notarization now available via Google Meets. Your closing paralegal will send you your closing documents in advance. You will meet with your closing paralegal […]
Demystifying the Role of a Real Estate Attorney in a Residential Closing
When buying or selling a property, one of the pivotal steps in the process is the closing, where all the legal and financial aspects of the transaction are finalized. This crucial stage involves various professionals, including real estate agents, title officers, lenders, and often a real estate attorney. In a residential real estate closing, the […]
Who is a real estate closing agent?
In the intricate dance of a real estate transaction, several professionals play vital roles to ensure a smooth and successful deal. Among these, a central figure is the real estate closing agent. Often referred to as a closing agent or settlement agent, this individual is a pivotal player in the final stages of a property […]
Real Estate Transaction/Closing Documents: Are They Public Record?
Real estate transactions involve a multitude of legal and administrative processes, culminating in the closing of a deal. Throughout this complex journey, various documents are generated and exchanged between the parties involved. But are these real estate transaction or closing documents considered public record? The short answer is: it depends. The accessibility and availability of […]
Why do I need two title policies on a double close?
We get this question often, and I think a lot of Attorneys (or other states) give people poor advice about this. I 100% say to get that 2nd title policy. Here’s how a title claim works, if there’s a problem in title insurance. So, I think it’s worth the $150 or whatever for that 2nd […]
Can you tell me exactly what my closing costs will be?
First note that ‘closing costs’ can be different from law firm to law firm. Some law firms call the excise tax a closing cost. While others call it a tax. The next guy could call it something entirely different, so, it’s very hard to compare closing costs from one place to another, because everyone has […]
Closing Costs
Closing costs can be different from law firm to law firm. Some firms call the excise tax a closing cost, while others may not. Another attorney would say past due property taxes are a closing cost while the next guy doesn’t. With this being said, it’s very hard to compare closing costs from one place […]